Land Finance with Planning Permission
What conditions property developers should meet after a building permit has been granted for land, calculation, equity, collateral and return.
Advice · Real Estate Finance
Real Estate Finance Guides for Professionals
The Real Estate Finance Guide bundles reliable practical knowledge for property developers, property developers, investors and property investors. Here you will find specialist articles, checklists, calculation examples, terms and media on capital structure, credit check, pre-sale and repayment – clearly classified and without blanket financing promises.
Status: 29. August 2026 · Technically tested by Jürgen Kronawitter
Direct answer
What does this real estate finance guide offer?
At a glance: This hub leads to the editorial contributions of Alternate Immobilien. It separates basic principles, project practice and financing modules so that you can make a targeted contribution from the first structural comparison to the auditable financing request.
Professional real estate finance is not a single product. Land, building rights, construction phase, marketing, inventory and exit each place different requirements on equity, debt capital, collateral and documentation. Therefore, the guide is ordered according to decision questions – not according to advertising products.
How to use the hub
From the problem to the appropriate depression
- Preparing the project: Documents, calculations and data room.
- Secure the payout: Pre-sale, equity and Conditions.
- Select capital structure: Senior, Whole, Bridge or Mezzanine.
- Testing terms: Glossary and Computational Examples.
- Further learning: Podcasts and videos without registration.
New to the Guide
Practical issues that should be clarified before a financing request
Four current contributions answer central questions from the approved property via documents and pre-sale to the actual payment.
Payment requirements at property development finance
From credit decision to drawdown: collateral, equity, approvals, pre-sales and proof of first and further calls.
Pre-sale quota at property development finance
How banks define pre-sale rates, which contracts count and why bank contractual requirements should not be confused with the thresholds of CRR III and EBA.
Documents for real estate project financing
Which documents are required for initial estimation, credit decision, payment and monitoring – arranged by project phase and document package.
Project and property development finance
From project structure to repayment
Finance for property developers
Bank, Whole Loan, Mezzanine or Bridge: financing paths, requirements and pipeline strategy in comparison.
Financing an apartment building
Key figures, debt service, equity and structure for the purchase or refinancing of a apartment building.
Bridge financing for real estate
Short-term financing for purchase, replacement or exit – with operational limits and return logic.
Borrowing against an existing property
Activate hidden reserves within the existing portfolio and make them usable for purchase, capex or other projects.
Does a real estate loan broker make sense?
When mediation creates added value, how the process works and how professional advice can be seen.
Berlin mezzanine case study
Anonymised project example to complement priority funding by subordinated capital.
Mezzanine and subordinated capital
Conditions, forms and operational cases in detail
Start with the editorials. The specialisations answer individual structural and contractual questions.
Mezzanine interest rates
Cost components, influencing factors and simplified calculation example – without a lump-sum interest rate commitment.
subordinated loan Explained
Rank, collateralization, repayment and typical use cases behind the first-ranked loan.
mezzanine capital for property developers
A mezzanine example of recalculation and equity impact in the project pipeline.
Financing real estate projects with mezzanine
Typical project phases, financing events and limits of the subordinated capital.
Further depressions
- Conditions for mezzanine capital
- Mezzanine forms of financing and mezzanine participation
- Mezzanine Loans and Mezzanine lenders
- Subordinated and profit-participating loan
- Partial subordinated loan and bullet loan
- Equity and mezzanine interest rate
- mezzanine capital: Definition, Forms and Use
- mezzanine capital for real estate finance
- mezzanine capital Real Estate: Compact Briefing
Looking up and listening
Glossary, Podcast and Market Observation
Real estate finance glossary
Look up terms like LTC, LTV, DSCR, mortgage lending value, Term Sheet and Covenant compactly.
Podcast Property Financing
Listen directly to property developers, Whole Loan, Bridge, Mezzanine and Debt Advisory topics.
Real estate news
Classification of market, interest rates and developments with significance for financing and investment.
Ongoing enlargement: New specialist articles are assigned to the appropriate category on this page. Thus, the guide remains a central, clearly linked entry point even with increasing scope.
FAQ
Frequent Questions about Real Estate Finance
For whom is the real estate finance adviser intended?
For property developers, property developers, investors, property investors and condominium conversion investors who want to finance or refinance professional real estate projects in Germany, Austria and Switzerland.
What topics does the advisor deal with?
The guides focus on project and development finance, documents and credit assessment, presales, capital structures, senior and whole loans, bridge and mezzanine finance, subordinated lending and investment properties.
Are the contributions replacing an individual funding review?
No. The contributions provide guidance. Structure, conditions and financial viability always depend on the specific project, equity, collateral, schedule and planned repayment.
Professional responsibility
Jürgen Kronawitter
Jürgen Kronawitter is Managing Director of Alternate Immobilien GmbH. He is responsible for the professional classification of the advisor on professional real estate finance for property developers, property developers, investors and property investors.
More about the authorNext step
Discuss your financing
From knowledge, only by examination is a robust structure
Submit the key data of your project. Alternate Capital, the financing division of Alternate Immobilien GmbH, classifies the project phase, capital requirements and possible next steps.